NS4 = (document.layers);
	IE4 = (document.all);
	ver4 = (NS4 || IE4);
	 
	// added in for heirMenus5.0
	IE5 = (IE4 && navigator.appVersion.indexOf("5.")!=-1);
	isMac = (navigator.appVersion.indexOf("Mac") != -1);
	isNix = (navigator.appVersion.indexOf("X11") != -1);
	
	// Change for IE5.0 on Mac
	isMenu = (NS4 || (IE4 && !isMac) || (IE5 && isMac));
	
	// Setup default menu functions
	function popUp(){ return };
	function popDown(){ return };
	
	// do nothing if browser version is not 4
	if (!ver4) event = null;
	
	// Set correct browser version
	browser = (((navigator.appName == "Netscape") && (parseInt(navigator.appVersion) >= 3 )) || ((navigator.appName == "Microsoft Internet Explorer") && (parseInt(navigator.appVersion) >= 4 )))
	
	/* 
	if (eval('isMac') == "") { var isMac = 0 }
	if (isMac || isNix) {
			document.write("<link rel=stylesheet type='text/css' href='mac_unix.css'>");
	} else {
			document.write("<link rel=stylesheet type='text/css' href='all_others.css'>");
	}


	*/
	
	
	// Set Menu prams
	if (isMenu) {
		menuVersion = 3; 
 if (NS4) {
 menuWidth = 120;	<!-- add width to all menus -->
 }
 else {
 menuWidth = 120;	<!-- same number as above -->
 } 	
		childOverlap = 0;
		childOffset = 0;
		perCentOver = null;
		secondsVisible = .5;
		
		fntCol = "#ffffff"; <!-- Font color of dropdown menu -->

		if (NS4 && isMac) {
			fntSiz = "11"
		} else if (NS4) {
			fntSiz = "7";
		} else {
			fntSiz = "7";
		}
		fntBold = true;
		fntItal = false;
		fntFam = "Verdana, Arial, Helvetica, sans-serif";
		
		backCol = "#000099";   <!-- background color of dropdown menu -->
		overCol = "#C0C0C0";	<!-- background color when you hover -->
		overFnt = "#000099";	<!-- font color when hovering over link -->
		
		borWid = 1;					<!-- Border info - width=1 -->   
		borCol = "WHITE";			<!-- color=white, -->
		borSty = "solid";		<!-- style=solid, -->
		itemPad = 4;				<!-- cellpadding=4 -->
		
		imgSrc = "tri.gif";			<!-- can't figure out this one -->
		imgSiz = 10;				<!-- just ignore it -->
		
		separator = 1;				<!-- line between items -->
		separatorCol = "white";			<!-- would match to border width and color -->
		
		isFrames = false;
		navFrLoc = "left";
		
		keepHilite = true; 
		NSfontOver = true;
		clickStart = false;
		clickKill = false;
}

//================= END MENU STUFF ==========================


function newRollover(imgName,imgFiles)
{
 if (document.images) {
 imgFiles=imgFiles+",";
 imgNo=1;
 while(imgFiles.indexOf(',')!=-1) {
 imgFile=imgFiles.substring(0,imgFiles.indexOf(','));
 imgFiles=imgFiles.substring(imgFiles.indexOf(',')+1,imgFiles.length);
 eval(imgName+"_urc_"+imgNo+"=new Image();");
 eval(imgName+"_urc_"+imgNo+".src='"+imgFile+"'");
 imgNo++;
 }
 }
}
function roll(img,on)
{
 if (document.images)
 eval("document.images['"+img+"'].src="+img+"_urc_"+on+".src");
 
 //alert("Got to Roll");
}  



<!-- note: Dropmarker is the pixel from the top that the menu starts to drop at and the number between menuWidth, ***, and dropmarker, is the pixel from left to right across the screen. -->

 <!-- Home -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu1 = new Array(
menuWidth,
10,dropmarker,
"","",
"","",
"","",
"Invest","INVEST.html",0,
"Insure","life_insurance.html",0,
"Retire","Retire.html",0,
"Women Only","Women.html",0,
"Family","Family.html",0,
"Library","Library.html",0,
"Products","Products.html",0,
"About Us","about_us.html",0	<!-- remember, no comma after last item in list -->

); <!-- Invest button 2 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu2 = new Array(
menuWidth,
110,dropmarker,
"","",
"","",
"","",
"RRSP","RRSP.html",0,
"RRIF","RRIF.html",0,
"GIC","gics.html",0,
"Annuities","Annuities.html",0,
"Prescribed Annuities","Annuities_addonpage.html",0,
"Mutual Funds","Mutual_Funds.html",0,
"Segregated Funds","Segregated_Funds.html",0



); <!-- Insure button 3 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu3 = new Array(
menuWidth,
209,dropmarker,
"","",
"","",
"","",
"Critical Illness","critical.html",0,
"LongTerm Care","Livingcare.html",0,
"Individual Disability","disability_individual.html",0,
"Corporate Disability","disability_corporate.html",0,
"Term Insurance","term_insurance.html",0,
"Whole Life","whole_life.html",0,
"Universal Insurance","universal_insurance.html",0,
"T100","t100.html",0

); <!-- Travel button 4 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu4 = new Array(
menuWidth,
310,dropmarker,
"","",
"","",
"","",
"Travel","travel.html",0

); <!-- Women button 5 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu5 = new Array(
menuWidth,
410,dropmarker,
"","",
"","",
"","",
"For Women Only","Women.html",0

); <!-- family button 6 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu6 = new Array(
menuWidth,
510,dropmarker,
"","",
"","",
"","",
"Savings Calculator","Family.html",0

); <!-- Library button 7 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu7 = new Array(
menuWidth,
610,dropmarker,
"","",
"","",
"","",
"Link","Page.html",0,
"Link","Page.html",0,
"Link","Page.html",0

); <!-- About Us button 8 -->
if (NS4) { dropmarker = 138; } else { dropmarker = 137; };
arMenu8 = new Array(
menuWidth,
710,dropmarker,
"","",
"","",
"","",
"About","about_us.html",0,
"The Staff","about_us_the_staff.html",0,
"Contact Us","mailto:fcollins@sk.sympatico.ca",0

); <!-- extra -->
if (NS4) { dropmarker = 50; } else { dropmarker = 49; };
arMenu9 = new Array(
menuWidth,
579,dropmarker,
"","",
"","",
"","",
""
);  

<!-- extra -->
arMenu10 = new Array(
menuWidth,
638,30,
"","",
"","",
"","",
""

);

<!-- button strip -->
newRollover("b1","home.jpg,homeover.jpg");
newRollover("b2","invest.jpg,investover.jpg");
newRollover("b3","insure.jpg,insureover.jpg");
newRollover("b4","travel.jpg,travel_over.jpg");
newRollover("b5","women.jpg,womenover.jpg");
newRollover("b6","family.jpg,familyover.jpg");
newRollover("b7","library.jpg,libraryover.jpg");
newRollover("b8","about.jpg,aboutover.jpg");



// end